164. My Summer 2026 State of the Union | Ins, Outs, and Making the Most of Summer (with no pressure)

Summer is officially here and I am more excited about this season than I have been in a WHILE. In this episode I'm sharing my Summer State of the Union - my full seasonal ins and outs, what I'm reading, what hobby I'm picking up, how I'm curating my space, and the seasonal curriculum I'm building my summer around.

What I cover:

👉🏻 My Summer OUTS

👉🏻 My Summer INS

👉🏻 Why I'm switching from monthly curriculums to seasonal ones

👉🏻 Getting my glow back this summer

👉🏻 Why I'm giving myself permission to spend more

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https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit

BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator

💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026

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https://breakyourbudget.com/links

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💸 My ShopMy:

https://shopmy.us/shop/michelaallocca

TIMESTAMPS:

00:00 — Summer is here and I'm actually excited about it for once

04:00 — Switching from monthly to seasonal curriculums

08:00 — The outs: weddings and wedding culture

13:00 — Out: wearing black and switching to navy

16:00 — Out: staying up late and FOMO

21:00 — Out: dating apps and de-centering dating

23:00 — The ins: real beach summer in LA and early mornings

27:00 — In: beach reads, ceramics, and curating my home

34:00 — In: record player, getting my glow back, and solo trip

40:00 — In: giving myself permission to spend my money