ACA Premiums Set to Surge Again | US News

Health insurance premiums are set to soar again next year, with insurers proposing a 14% median increase—on top of last year’s 20% jump—thanks to rising healthcare costs, regulatory shifts, and the end of pandemic-era subsidies. Middle-class enrollees, especially those above four times the poverty line, face the steepest hikes, with many seeing premiums double or triple. Enrollment in the ACA marketplace has plummeted by over 2.5 million people, partly due to cost spikes forcing people out, which in turn drives up prices for everyone left. These trends are likely to ripple into employer-based plans too, making healthcare even more unaffordable for millions.

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